Andrew Ritson & Co. Clear counsel for growing UK businesses

Andrew Ritson & Co.

Clear counsel for growing UK businesses

Latest Articles

The Ninety-Day Warning: A Weekly Cash Routine for Owner-Managers Growing Faster Than Their Bank Balance
Finance & Cash Flow

The Ninety-Day Warning: A Weekly Cash Routine for Owner-Managers Growing Faster Than Their Bank Balance

Profit and cash rarely move in step, and expansion is precisely when the gap widens. This piece sets out a short weekly discipline that gives owner-managers sight of a squeeze roughly ninety days before it bites, together with the UK pressure points that most often trigger it.

One Contract, One Fate: How UK Firms Measure and Reduce Client Concentration
Client Stories

One Contract, One Fate: How UK Firms Measure and Reduce Client Concentration

A single anchor customer can fund a decade of growth and quietly remove the firm's ability to choose its own future. This guide explains how to measure concentration honestly, read the contract as a risk document, and build a diversification plan that does not destabilise the core account — illustrated by an anonymised client case.

Five Employment Reforms Landing in 2026 — and a 90-Day Plan for Firms Without an HR Team
Employment & People

Five Employment Reforms Landing in 2026 — and a 90-Day Plan for Firms Without an HR Team

April 2026 brings the densest cluster of employment reforms in a generation, and most of the operational risk sits with firms that have no HR department to absorb it. This is a working checklist: the five changes most likely to catch an owner-managed business off guard, a realistic 90-day plan, and a case study from a 40-person manufacturer that got its preparation in with weeks to spare.

The Chair's Chair: How a Family Manufacturer Handed the Reins to an Outside MD — and Stayed
Client Stories

The Chair's Chair: How a Family Manufacturer Handed the Reins to an Outside MD — and Stayed

A second-generation precision engineering firm near Huddersfield spent eighteen months moving from founder-led management to an external managing director, with the founder remaining as chair. It was not a smooth process. This is an account of the governance, the money and the family politics — and the four things the family would do differently.